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This material does not aﬀect the provisions or coverages of any insurance policy issued by Northﬁeld, nor does it imply that coverage does or does not exist for any particular claim or loss under any such policy. Coverage is underwritten by Northﬁeld Insurance Company. Northﬁeld is a U.S. based surplus lines insurer, operating in all states except IA. State law requires notiﬁcation that Northﬁeld does not solicit nor is licensed in California or New York. The information here is provided for general informational purposes and does not constitute an oﬀer to sell or a solicitation. This information is for surplus lines licensees only. The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183.