Construction Solutions
Northfield Brokerage: Construction
Northfield E&S offers tailored insurance products to meet the unique needs of construction and service contractors in both residential and commercial markets.
Construction contractors
- Artisan trades (masonry, plumbing, electrical)
- Boring
- Construction contractors
- Custom home builders
- Demolition/excavation
- General contractors (up to 100% subs), student housing, hotels and apartments
- Interior construction
- Metal erection (structural/nonstructural)
- Owner’s interest
- Remodelers
- Site prep
- Solar and wind farm
- Street & road
Service contractors
- Boiler service and repair
- Elevator service and repair
- Fire suppression (GL only)
- Home lifting
- Painting at height
- Traffic control
- Window cleaning and pressure washer
Out of appetite
- Remediation
- Foundation repair
- Waterproofing
- Tract homes
- NY: Third-party action over coverage, downstate demolition contractors, scaffolding/sidewalk shed contractors
Not limited to the above classes. Coverage and/or appetite is limited in construction defect states.
Additional coverages
- Blanket additional insured (including completed operations)
- Waiver of subrogation
- Primary/noncontributory
- Riggers liability
Capacity and premium
- Up to $5M/$10M/$10M per project/location, aggregates up to $5M
- $15,000 minimum premium
- Targeting risks greater than $10M in sales/construction costs
Contact your account executive or submit at [email protected].
Requirements for submissions
- Acord applications
- Supplemental applications
- 3-year loss runs and claim detail
- Expiring and target premiums and terms
Why Northfield?
- 100% wholesale-only distribution.
- A++ rating (A.M. Best).
- In-house E&S claims team.
- Travelers loss control.
- When your retail agents place business with Northfield, they may receive credit that could put them in a higher bonus award payout tier for their Travelers Commercial Lines Performance or Plus or Fixed-Based (FVB) calculation.