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Commercial General Liability

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All clients face general liability risks, but some are especially vulnerable.  Commercial General Liability helps protect against lawsuits holding the business or organization responsible for damage, loss or personal injury. 

What It Covers:

  • Additional insureds
  • Contractual liability
  • Employee benefits
  • Hired and non-owned auto liability
  • Independent contractors
  • Personal and advertising injury
  • Products and completed operations liability

How It Works:

  • Available on a single line or package basis in all states, predominantly on a non-admitted basis
  • Primary limits up to $5 million
  • Per project aggregate
  • Total aggregate and designated location limit
  • Waiver of subrogation

Who It’s For:

We offer broad coverage for over 1,500 different General Liability classes, ranging from day care centers to demolition contractors.

Learn more about who we cover

Hired & Non-Owned Auto Insurance

For businesses that occasionally rent a vehicle for a job, hire a delivery service, or require employees to drive their own cars on the job, Northfield Hired & Non-Owned Auto insurance can help protect them from liability for injuries and damages on the road.

Contact a General Agent to learn more.

     

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Reliable Claims Services

Northfield claim professionals partner with a broad network of industry experts to drive the best possible outcomes.

Learn about our services

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Flexible Underwriting

Bind the business yourself through NorthfieldOnline, or work with our custom underwriting group.

  • Learn more about our services

Travelers Incentive

Learn how Travelers retail agents can receive credit for eligible Northfield business placed through general agents.

  • See details

About Northfield

We have over 40 years experience in the excess and surplus market, and are backed by the strength and stability of Travelers.

  • Read about our company

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Products & Services

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  • California/NewYork Disclosure

This material does not affect the provisions or coverages of any insurance policy issued by Northfield, nor does it imply that coverage does or does not exist for any particular claim or loss under any such policy. Coverage is underwritten by Northfield Insurance Company.

Northfield is a U.S. based surplus lines insurer, operating in all states except IA, MA and MO. State law requires notification that Northfield does not solicit nor is licensed in California or New York.

The information here is provided for general informational purposes and does not constitute an offer to sell or a solicitation. This information is for surplus lines licensees only.

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183