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Commercial Property

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No matter what business they’re in, your clients have valuable property to protect—unique facilities, specialized equipment and supplies, and more. Their businesses depend on it. Northfield Commercial Property insurance can help offset their risks if something were to go wrong.

What It Covers:

  • Building and personal property
  • Bailees and personal property of others
  • Business income and extra expense
  • Equipment breakdown
  • Ordinance of law
  • Spoilage
  • Theft
  • Vacancy permit
  • Wind or hail (available for coastal areas)

How It Works:

  • Available on a single line or package basis in all states, predominantly on a non-admitted basis
  • Cause of loss options – basic, broad and special
  • Limits up to $10 million per location for over 1,000 business classes
  • Limits up to $20 million per location with custom underwriting
  • Options for agreed amount, no-coinsurance and flat insurance
  • Preferred and standard property extensions

Who It's For:

Northfield provides Commercial Property Coverage to a wide variety of property risks, including adult daycares, bakeries, clubs, convenience stores and many more.

Learn more about who we cover

   

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Reliable Claims Services

Northfield claim professionals partner with a broad network of industry experts to drive the best possible outcomes.

Learn about our services

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Flexible Underwriting

Bind the business yourself through NorthfieldOnline, or work with our custom underwriting group.

  • Learn more about our services

Travelers Incentive

Learn how Travelers retail agents can receive credit for eligible Northfield business placed through general agents.

  • See details

About Northfield

We have over 40 years experience in the excess and surplus market, and are backed by the strength and stability of Travelers.

  • Read about our company

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  • Cyber Liability
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  • Travelers Incentive

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Legal & Compliance

  • Terms of Service
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  • Producer Compensation Disclosure
  • California/NewYork Disclosure

This material does not affect the provisions or coverages of any insurance policy issued by Northfield, nor does it imply that coverage does or does not exist for any particular claim or loss under any such policy. Coverage is underwritten by Northfield Insurance Company.

Northfield is a U.S. based surplus lines insurer, operating in all states except IA, MA and MO. State law requires notification that Northfield does not solicit nor is licensed in California or New York.

The information here is provided for general informational purposes and does not constitute an offer to sell or a solicitation. This information is for surplus lines licensees only.

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183