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Primary Casualty Solutions

Northfield Brokerage: Primary Casualty

Provides more solutions without the need for additional excess coverage.

Products & manufacturing

  • Tools & machine shops
  • Machinery parts
  • Compressor/pump
  • Metal goods/works
  • HVAC equipment
  • Automotive parts (noncritical)
  • Plastic, rubber & metal goods manufacturing
  • Sporting or athletic goods manufacturing
  • Food products (including importers & distributors)
  • Importers & distributors

Retail & service operations

  • Construction & heavy machinery & equipment dealers (new & used)
  • Rental store
  • Contractor equipment rental
  • Scaffolding rental
  • Tank installation, erection & repair
  • Trailer repair
  • Amusement centers
  • Inflatable rentals
  • Snow removal (streets, roads & highways only)

Premise liability

  • Habitational (condos, apartments, co-ops, student housing, HOAs)
  • Vacant buildings
  • Hotels & motels
  • Shopping centers
  • Lessor’s risk

Out of appetite

  • Infant or baby products
  • Oil & gas/mining
  • Aviation/aerospace/military
  • Chemical manufacturing

Not limited to the above classes. Coverage and/or appetite is limited in products manufactured outside of the U.S., Canada and EU.

Occurrence coverage

  • Primary and noncontributory
  • Blanket AI, waiver of subrogation
  • Hired/non-owned auto
  • Drive customer car coverage
  • Employee benefit liability
  • Garagekeepers legal liability

Capacity and premium

  • ISO or manuscript forms
  • Limits up to $5M
  • Per location and per project aggregates up to $5M
  • $10,000 minimum premium

Contact your account executive or submit at [email protected].

Requirements for submissions

  • Acord applications
  • Supplemental applications
  • 5-year loss runs and claim detail
  • Expiring and target premiums and terms

Why Northfield?

  • 100% wholesale-only distribution.
  • A++ rating (A.M. Best).
  • In-house E&S claims team.
  • Travelers loss control.
  • Travelers retail agents can receive credit for eligible Northfield business placed through wholesale brokers and general agents.