Commercial general liability
Northfield offers general liability coverages in all states, predominantly on a non-admitted basis. Coverage is available on a single line or on a package basis.
Coverages
- Additional insureds
- Contractual liability
- Employee benefits
- Hired and non-owned auto liability
- Independent contractors
- Personal and advertising injury
- Products/completed operations
- Per project aggregate
- Total aggregate and designated location limit
- Waiver of subrogation
- Products liability
Classes
Northfield has the ability to write over 1,500 different general liability classes. Some of our most popular classes include:
- Adult day care
- Alcohol & drug programs
- Amusement centers
- Artisan/trade contractors
- Auto service & repair facilities
- Bakeries
- Beauty parlors/barber shops
- Builders risk
- Child day care centers
- Churches/other house of worship
- Clubs
- Companion care
- Contractors/General
- Contractors/Artisans
- Convenience stores
- Counseling services
- Demolition contractors
- Detective & private investigators
- Elevator inspection service & repair
- Excavation – Grading of land
- Flea markets
- Funeral directors
- Garbage/Refuse haulers
- Gas/Service stations
- General contractors – Residential home builders
- Haunted houses
- Health care providers
- Health & exercise clubs
- Homeless shelters/Soup kitchens/Missions
- Homeowners associations
- Hotels/motels
- Hunting, fishing & shooting clubs/preserves
- Janitorial services
- Landscape gardening
- Lawn care
- Lessor’s risk
- Manufacturers
- Medical equipment stores & rental
- Medical offices
- Mercantile/Retail stores
- Mobile home parks
- Office risks
- Outfitters and guides
- Package/retail stores
- Party & event planners
- Pawnshops
- Pest control/exterminator services
- Pet groomers, boarders & trainers
- Pool & spa servicing contractors
- Power washers
- Real estate property managed
- Restaurants, bars & taverns
- Roofing contractors
- Shelters rehab
- Shooting ranges
- Snow removal contractors
- Special events
- Specialty training
- Sports camps/Leagues/Events
- Sports instructors
- Street vendors & kiosks
- Tanning salons
- Temporary employment agencies
- Tree trimmers
- Truckers
- Vacant buildings
- Vacant land/land leased to others
- Vacation rentals
- Warehouses
- Watercraft
- Water hazards
- Welding